Credit Problems No Problem Announces Free Money Saving Tips to Help You Repay Bad Credit Loans Fast
(PRWEB) March 31, 2009
Borrowers can dramatically cut the lifetime cost of their bad credit loans with free money saving tips that reduce their debts without hitting their lifestyles.
Lots of little savings quickly add up – saving you money right now and reducing future interest payments, says unsecured loans specialist Credit Problems No Problem (http://www.creditproblemsnoproblem.co.uk/ccj_loans.html).
Money you save today will pay off your bad credit loans much faster – cutting interest payments that would otherwise pile up and cost you thousands of pounds over the lifetime of your loan.
Credit Problems No Problem is offering regular free money saving tips to borrowers who have County Court Judgements (CCJs) and defaults against their names and fear they have been blacklisted.
Here are the top five free money saving tips from Credit Problems No Problem:
Money Saving Tip 1. Get Stuff For Free!
Use http://www.uk.freecycle.org – a Web site that connects people who need something with others who have something to give away for free.
A Credit Problems No Problem spokesman said: “I class the .uk.freecycle.org Web site as the find of the year so far!
“It was developed to keep unwanted useable items from going into landfill sites and has almost 1.5 million members in the UK so you are virtually guaranteed to have a group covering your area.
“I registered and within 36 hours received 89 emails offering a huge variety of items completely free of charge, ranging from computers, playpens, de-humidifiers and cameras to stopwatches. This is a truly brilliant site – I give it a five star rating.”
Money Saving Tip 2. Save Money On Prescriptions!
If you have to pay for more than three prescription items in three months or 14 items in 12 months, you could save money with a Prescription Prepayment Certificate (PPC).
A single prescription item costs £7.10 but a three-month PPC will cost you £27.85 and a 12-month PPC £102.50.
The most convenient way to pay for your 12 month PPC is by Direct Debit – meaning you can spread the yearly cost evenly over 10 monthly instalments. To apply, visit nhs.uk/chq/Pages/2422.aspx
Money Saving Tip 3. Re-train For A New Job Without Paying High Fees!
Go to creatingcareers.net which offers free training for qualifications including NVQ, CLAiT. Subjects range from IT to sports coaching.
Train in your own time at a pace that suits you.
Money Saving Tip 4. Hunt out free discount vouchers before you buy!
Check out vouchercodes.co.uk, a fantastic website that lists hundreds of voucher codes for top stores such as M&S, Boots, Argos, Comet, House of Fraser, Waterstone’s and Jessops.
Money Saving Tip 5. Organise A Swap Party!
“Swap expensive nights for a great night in and host a swap party – have a glass of wine and swap outfits.
“Everyone brings along unwanted outfits they no longer wear and swap them for ones they do want. Clear out some much needed closet space and save cash too!
“Save money on babysitters – if you have children, take them with you so they can enjoy the party by swapping their unwanted toys.
“Any items left over can be given to the local charity shop so everyone is a winner!”
But don’t just squander all the money you save – invest it in your future by using it to pay off your bad credit loans more rapidly.
To make the money you save go further, consider debt consolidation – take out an unsecured loan that offers a better rate of interest, saving you money over the long term as well as right now.
Credit Problems No Problem helps out people who fear they have been blacklisted because of County Court Judgements (CCJs) and defaults.
Credit Problems No Problem holds a Consumer Credit Licence issued by the Office of Fair Trading. The company is also covered by the Financial Ombudsman.
Credit Problems No Problem is also registered with the Information Commissioner’s Office for Data Protection.
For rapid help, phone 0800 412 5634 or visit http://www.creditproblemsnoproblem.co.uk
Notes For Editors
http://www.creditproblemsnoproblem.co.uk
Credit Problems No Problem Ltd
Queensgate House
Exeter
EX4 3SR
United Kingdom
Tel: 0800 412 5634
Credit Problems No Problem was formed in 2003, bringing together a team of specialists that together offers 27 years of expertise to help applicants gain the unsecured loans they need.
From its UK head office in Devon, Credit Problems No Problem operates across Britain, sourcing loans for people with bad credit.
Credit Problems No Problem holds a Consumer Credit Licence issued by the Office of Fair Trading. The company is also covered by the Financial Ombudsman.
Credit Problems No Problem is also registered with the Information Commissioner’s Office for Data Protection.
No fuss service – guaranteed.
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